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	<title>Chris Hirai</title>
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	<link>http://pmglending.com/chrishirai</link>
	<description>Premier Mortgage Group</description>
	<lastBuildDate>Wed, 09 May 2012 19:29:23 +0000</lastBuildDate>
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		<title>The Perfect Loan</title>
		<link>http://pmglending.com/chrishirai/blog/the-perfect-loan/</link>
		<comments>http://pmglending.com/chrishirai/blog/the-perfect-loan/#comments</comments>
		<pubDate>Mon, 30 Apr 2012 16:50:34 +0000</pubDate>
		<dc:creator>chrishirai</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://pmglending.com/chrishirai/?p=86</guid>
		<description><![CDATA[Here&#8217;s a nice article from Forbes Magazine online. The main idea: Focus on the perfect loan file to have a smooth transaction. Tips on how to do this in today&#8217;s environment. Easy steps from beginning with the Loan Officer, through the Underwriter, to closing Forbes Article Click Here &#160; &#160;]]></description>
			<content:encoded><![CDATA[<p>Here&#8217;s a nice article from Forbes Magazine online.</p>
<p>The main idea: Focus on the perfect loan file to have a smooth transaction.</p>
<ul>
<li>Tips on how to do this in today&#8217;s environment.</li>
<li>Easy steps from beginning with the Loan Officer, through the Underwriter, to closing</li>
</ul>
<p>Forbes Article Click <a href="http://www.forbes.com/sites/moneybuilder/2012/03/09/the-perfect-loan-file-2/">Here</a></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>Environmental Tips</title>
		<link>http://pmglending.com/chrishirai/green-lending-issues/environmental-tips/</link>
		<comments>http://pmglending.com/chrishirai/green-lending-issues/environmental-tips/#comments</comments>
		<pubDate>Wed, 25 Apr 2012 21:24:42 +0000</pubDate>
		<dc:creator>chrishirai</dc:creator>
				<category><![CDATA[Green Lending]]></category>

		<guid isPermaLink="false">http://pmglending.com/chrishirai/?p=82</guid>
		<description><![CDATA[What do you know about Green Power and Renewable Energy? Quick tips for the budding environmentalist. Click here for : Tips &#160;]]></description>
			<content:encoded><![CDATA[<p>What do you know about Green Power and Renewable Energy?</p>
<p>Quick tips for the budding environmentalist.</p>
<p>Click here for : <a href="http://www.earthshare.org/2012/04/gorenewabletips.html">Tips</a></p>
<p>&nbsp;</p>
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		<title>Fracking</title>
		<link>http://pmglending.com/chrishirai/green-lending-issues/fracking/</link>
		<comments>http://pmglending.com/chrishirai/green-lending-issues/fracking/#comments</comments>
		<pubDate>Thu, 19 Apr 2012 16:45:42 +0000</pubDate>
		<dc:creator>chrishirai</dc:creator>
				<category><![CDATA[Green Lending]]></category>

		<guid isPermaLink="false">http://pmglending.com/chrishirai/?p=62</guid>
		<description><![CDATA[I&#8217;ve been hearing rumblings lately regarding Fracking locally. Here&#8217;s a great article about how it&#8217;s coming onto the national Scene; Because a writer from NY and the major audience there have taken up the debate.  Article I like the article because it articulates more or the arguments on both sides of the debate. Quickly: &#8220;Fracking&#8221; is the use [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;ve been hearing rumblings lately regarding Fracking locally.</p>
<p>Here&#8217;s a great article about how it&#8217;s coming onto the national Scene; Because a writer from NY and the major audience there have taken up the debate.  <a href="http://www.greenbiz.com/blog/2012/04/18/industry-players-position-themselves-fracking-debate?utm_source=E-News+from+GreenBiz&amp;utm_campaign=2febf79c26-GreenBuzz-2012-04-19&amp;utm_medium=email">Article </a></p>
<p>I like the article because it articulates more or the arguments on both sides of the debate.</p>
<p>Quickly: &#8220;Fracking&#8221; is the use of water and chemicals to fracture rock miles below the surface to release Natural gas and oil.</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<title>Pay No Utility Bills</title>
		<link>http://pmglending.com/chrishirai/green-lending-issues/pay-no-utility-bills/</link>
		<comments>http://pmglending.com/chrishirai/green-lending-issues/pay-no-utility-bills/#comments</comments>
		<pubDate>Thu, 29 Mar 2012 23:21:36 +0000</pubDate>
		<dc:creator>chrishirai</dc:creator>
				<category><![CDATA[Green Lending]]></category>

		<guid isPermaLink="false">http://pmglending.com/chrishirai/?p=54</guid>
		<description><![CDATA[Not in Colorado Yet – but wouldn’t it be cool? The no-electric-bill home Here. I like the idea &#8211; mostly it looks like it&#8217;s PV (Solar Heating) and then getting credits to offset the charges you have to pay to be on the grid. I think more and more people will be wanting this. &#160;]]></description>
			<content:encoded><![CDATA[<p>Not in Colorado Yet – but wouldn’t it be cool?</p>
<p>The no-electric-bill home <a href="http://www.azcentral.com/business/articles/2012/02/28/20120228builders-helping-zap-electricity-bills-with-net-zero-homes.html">Here</a>.</p>
<p>I like the idea &#8211; mostly it looks like it&#8217;s PV (Solar Heating) and then getting credits to offset the charges you have to pay to be on the grid.</p>
<p>I think more and more people will be wanting this.</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<title>Old Cardboard Boxes</title>
		<link>http://pmglending.com/chrishirai/green-lending-issues/old-cardboard-boxes/</link>
		<comments>http://pmglending.com/chrishirai/green-lending-issues/old-cardboard-boxes/#comments</comments>
		<pubDate>Mon, 26 Mar 2012 19:48:17 +0000</pubDate>
		<dc:creator>chrishirai</dc:creator>
				<category><![CDATA[Green Lending]]></category>

		<guid isPermaLink="false">http://pmglending.com/chrishirai/?p=45</guid>
		<description><![CDATA[I found this interesting for a use for old cardboard Boxes. &#160;]]></description>
			<content:encoded><![CDATA[<p>I found this interesting for a use for old cardboard <a href="http://www.greenbiz.com/blog/2012/03/25/making-cardboard-boxes-even-greener-without-recycling?utm_source=GreenBuzz&amp;utm_campaign=07415ef6ac-GreenBuzz-2012-03-26&amp;utm_medium=email">Boxes</a>.</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<item>
		<title>Bike to Work Day</title>
		<link>http://pmglending.com/chrishirai/green-lending-issues/biketo-work/</link>
		<comments>http://pmglending.com/chrishirai/green-lending-issues/biketo-work/#comments</comments>
		<pubDate>Mon, 26 Mar 2012 19:42:26 +0000</pubDate>
		<dc:creator>chrishirai</dc:creator>
				<category><![CDATA[Green Lending]]></category>

		<guid isPermaLink="false">http://pmglending.com/chrishirai/?p=1</guid>
		<description><![CDATA[I rode to work today for the first time. Very Enjoyable.]]></description>
			<content:encoded><![CDATA[<p>I rode to work today for the first time. Very Enjoyable.</p>
<p><a href="http://pmglending.com/chrishirai/files/2011/12/My.Bike_3.jpg"><img class="aligncenter size-full wp-image-42" src="http://pmglending.com/chrishirai/files/2011/12/My.Bike_3.jpg" alt="" width="282" height="179" /></a></p>
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