Premier Mortgage Loan Application

FHA Loans

  • BANKRUPTCY AND FORECLOSURE (739 downloads)
    A credit report will be obtained on the borrower and any lates, collections, judgments, foreclosures, bankruptcies, etc. must have a justifiable explanation in writing by the borrower.
  • DOWN PAYMENT GIFTS (699 downloads)
    The down payment can be 100% gift funds. This is one of the key benefits to the FHA program.
  • ENERGY EFFICIENT MORTGAGES (703 downloads)
    Provides mortgage insurance for a person to purchase or refinance a principal residence and incorporate the cost of energy efficient improvements into the mortgage. The mortgage loan is funded by a lending institution, such as a mortgage
  • FHA MORTGAGE INSURANCE (724 downloads)
    FHA requires a mortgage insurance premium (MIP) for its homebuying programs. An up-front premium of 1.50% of the loan amount is paid at closing and can be financed into the mortgage amount. In addition, there is a monthly MIP
  • HUD REVERSE MORTGAGE PROGRAM (687 downloads)
    Homeowners 62 and older who have paid off their mortgages or have only small mortgage balances remaining are eligible to participate in HUD’s reverse mortgage program. The program allows homeowners to borrow against the equity in their homes.
  • PROPERTY IMPROVEMENT LOAN INSURANCE (TITLE 1) (813 downloads)
    The Federal Housing Administration (FHA) makes it easier for consumers to obtain affordable home improvement loans by insuring loans made by private lenders to improve properties that meet certain requirements. This is one of
  • REFUNDS READY ON FHA LOANS (693 downloads)
    If you have ever paid off a home loan backed by FHA, you may have money owed to you. And the government wants to pay you back.
  • SINGLE FAMILY MORTGAGE INSURANCE (679 downloads)
    FHA’s mortgage insurance programs help low- and moderate-income families become homeowners by lowering some of the costs of their mortgage loans. FHA mortgage insurance also encourages mortgage companies to make loans to
  • SINGLE FAMILY REHAB MORTGAGE PROGRAM (713 downloads)
    Section 203(k) insurance enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage? or to finance the rehabilitation of their existing home.
  • STREAMLINE REFINANCING FOR FHA MORTGAGES (669 downloads)
    FHA has permitted streamline refinances on insured mortgages since the early 1980’s. The streamline refers only to the amount of documentation and underwriting that needs to be performed by the mortgage company, and does not mean