Premier Mortgage Loan Application

Insurance

  • 12 WAYS TO SAVE MONEY ON HOMEOWNERS INSURANCE (689 downloads)
    SHOP AROUND
    Friends, family, the phone book and Internet are some of the sources you can use to find homeowners insurers. Get a wide range of prices from several companies. But don’t consider price alone. The insurer you select should offer both a
  • FLOOD INSURANCE (688 downloads)
    Flooding is not covered by a standard homeowners insurance policy.
  • HOMEOWNERS INSURANCE INFORMATION (1023 downloads)
    When you insure your home, you should insure your home for the total amount it would cost to rebuild your home if it were destroyed. If you don’t have sufficient insurance, your insurance company may only pay a portion of the cost of
  • ISSUANCE OF TITLE INSURANCE POLICY (670 downloads)
    An owner’s policy protects only the owner while a mortgage policy protects only the holder of the mortgage on the property. Separate policies are required to protect both interests. Special rates are available when both owner’s and
  • PMI CANCELLATION (658 downloads)
    Mortgage insurance can usually be canceled by the home buyer after he or she has at least 20 percent equity in the home. Borrowers should contact their servicer to find out the procedure for canceling mortgage insurance when they
  • PMI PAYMENT OPTIONS (659 downloads)
    Private mortgage insurance can be paid on either an annual, monthly or single premium plan. Premiums are based on the amount and terms of the mortgage and will vary according to loan-to-value ratio, type of loan, and amount of coverage
  • PMI VS FHA MIP (653 downloads)
    Although the insurance protection concept is similar, there are differences between private mortgage insurance and FHA mortgage insurance. FHA insurance is a government-administered mortgage insurance program that does have
  • PRIVATE MORTGAGE INSURANCE (653 downloads)
    Private mortgage insurance is a type of insurance that helps protect the mortgage company against losses due to foreclosure. This protection is provided by private mortgage insurance companies and allows mortgage companies to accept
  • TITLE INSURANCE (604 downloads)
    A policy of title insurance is a contract of indemnity between the insured and the insuring company relating to the title to the land described in the policy, protecting the insured against loss of damage by reason of defects, liens or encumbrances
  • TITLE INSURANCE PROTECTION (617 downloads)
    Title Insurance insures that the “record” title is good subject only to the exceptions expressly set out in the policy. lt also insures against certain matters which do not appear of record, such as forgery, identity of parties, incompetence of former